Automatic bank statement sync from Fibank API, payment requests with approval workflow, match suggestions against invoices, XML import for other banks.
Daily bank reconciliation, manual payment initiation, no control - that's reality without specialized banking software. Fibank integration changed the rules.
Daily CSV download from e-banking, manual matching. Automatic Fibank sync eliminates this work.
Employee initiates payment without approval. Payment requests with approval workflow prevent this.
In audit or tax inspection - how do you prove who and when initiated payment? Without audit trail - problem.
Accounts in different banks, currencies, branches - manual consolidation impossible for daily cash position.
Construction Team centralizes banking operations with deep integration.
Full and incremental bank-statement sync, updated in real time when the bank sends a callback.
Payment requests flow from draft to approval to sending - a multi-step workflow with permission checks and a full audit trail.
AI suggests how to match each transaction to an invoice. Confirm a match manually, or exclude a transaction you don't want linked.
Import standard XML statement formats from European banks. Essential for banks without an API.
BISERA, RINGS, SWIFT, plus internal and instant transfers - all standard Bulgarian and international payment systems. The system routes each payment automatically.
Enrich transactions with the bank's raw data - counterparty, description and references - for better matching.
Four steps to professional banking:
Add your Fibank credentials in the API settings. The system tests the connection and starts automatic sync.
Sync statements for all accounts. Transactions arrive in Construction Team and are automatically enriched with metadata.
AI suggests how to match each transaction to an invoice. Create payment requests for outgoing payments.
An authorized user approves the payment request, and the system sends it to the Fibank API. The status is tracked automatically.
Suitable for any construction firm with active banking:
Automatic sync and match. Daily reconciliation fast and accurate.
Daily cash position, control over payments via approval workflow.
Confidence that payments go through control. No rogue transactions.
Full trail - who initiated, who approved, when sent. Court-valid.
Why specialized software replaces manual banking:
| Feature | Excel + e-banking | Construction Team |
|---|---|---|
| Bank import | CSV download | Fibank auto sync |
| Invoice matching | VLOOKUP | AI match suggestions |
| Payment requests | None | Workflow with approval |
| Approval | Verbal | Approval workflow |
| Audit trail | None | Full trail |
| Multi-bank | Login per bank | Unified view |
| Payment systems | Manual choice | BISERA/SWIFT auto-routing |
Currently Fibank via official API. UniCredit, DSK and other BG banks, plus SEPA/PSD2 for EU - on roadmap. XML import available for other banks.
In the API settings, enter your Fibank API credentials. Test the connection, then link each account. Sync runs automatically after that.
A payment request starts as a draft, is approved by an authorized user with the right permission, and is then sent to the Fibank API.
BISERA (BG), internal bank transfers, RINGS, instant payments and SWIFT (international). You choose when creating a payment request.
The system returns match proposals for each transaction - by amount, date and counterparty. Confirm the match or ignore the transaction.
It depends on the status. A payment request can be cancelled before it's sent. After bank submission - a reversal transaction is needed.
Raw transactions from the bank have limited metadata. Enriching them adds counterparty, description and references from the raw data - for better matching and analysis.